Alipay AI Pay - AI-Native Payment Product with 100M Users

Title

Alipay AI Pay - AI-Native Payment Product with 100M Users

Content

Alipay AI Pay crossed the 100 million user mark on 23 February 2026, becoming the first AI-native payment product to reach this scale. Usage increased as consumers used the service for everyday transactions such as food orders, drinks and cinema tickets during the Chinese New Year holiday period. Between 5 and 11 February, the product processed more than 120 million transactions. Launched in 2025, Alipay AI Pay enables payments through AI agents, including payments made via voice commands. Users do not need to navigate between pages to complete a transaction. The product has since expanded into additional use cases, including in-app AI agents and mini programmes for physical retailers such as Luckin Coffee. It has also integrated with AI hardware and applications, including Rokid smart glasses and the consumer AI app Qwen developed by Alibaba Group. Ant Group also reported strong growth in its standalone AI health app, AQ, which exceeded 100 million users during the holiday period, making it the world largest AI-native health application. Adoption accelerated through word of mouth, particularly among younger users introducing the app to family members in their hometowns. From 9 to 21 February, 52% of new users came from third-tier cities and below. The most used features included health queries, AI skin analysis, voice consultations, personalised health goals and digital health records. AQ ranked first overall on China Apple App Store download chart for several consecutive days during the holiday. Usage also rose among Chinese travellers overseas, increasing by 106% compared with the pre-holiday period in January.

URL